Debt Plans Explained

We tailor our Debt Management Plans to help those individuals who are struggling to pay off their various forms of unsecured debt; such as overdrafts, personal loans, store cards and credit cards.

Debt management plans are ideal for those with unsecured debts ranging from £2,000 to £15,000. It may be that your debts are a lot larger, in which case we would consider an IVA first and if that is not suitable, for whatever reason, then consider Debt management or other solution depending on your unique personal circumstances.

Debt Management Plans are informal agreements and you would make a single monthly payment to us. We will distribute this amount between your creditors on your behalf.

Besides being able to pay your creditors, we will negotiate with them to reduce or freeze any interest or charges on your debts. We cannot guarantee to freeze interest and charges but we will keep you informed.

With a Debt Management Plan you will ultimately regain control over your finances. This will be done by paying only what you can afford, and we will deal with your creditors on your behalf giving you peace of mind.

Please fill in your details in the Quick Enquiry Form and one of our consultants will contact you.

Our expert debt advisors will give you expert advice to help you get back to a more secure life that is free from debt.

Why do people benefit from our services?

• We offer you the opportunity to get out of debt by only making one affordable payment every month. This is done at a time that is most convenient to you and this will cover all the debts owed to your unsecured creditors.
• We have long-standing relationships with most, if not all, of your creditors which helps us to negotiate the freezing of interest and charges on your debt.
• You should no longer have to deal with collection calls from your creditors.