DebtRealm - Take Control of Your Debts

Clear Your Debts Without Taking Out A Loan

Become debt free in less than 60 months - write-off most of your debts - arrange a single affordable monthly payment - simply complete our form for a no-obligation call from our professional debt advisor - Refer to our IVA, Trust Deed and Debt Management Plan pages for more information

Application For Debt Help

First Name	Surname
House Number / Name	Postcode
Home / Work Number	Mobile Number
Email Address	Marital Status
Monthly Income	Income Type (you must be employed/self employed to qualify for some debt plans)
Approx Total Unsecured Debt	Number of Debts (different bank loans, credit cards etc.- must be 2 or more)
Monthly Living Costs (do not include credit cards & unsecured loans)	Residency Status
Preferred Contact Time

Submitting this form will result in a no-obligation call from our team of professional debt advisors

Testimonials

Pete, Cumbria

"I had debts totaling £36,000 that I had built up gradually over a few years. During this time I had taken out loans to consolidate and buy a car but was finding it hard to make the full payments on my net income of £1,150 a month.

When I realised I was using my credit cards to pay my other debts I decided to seek help.

I was advised to try for an Individual Voluntary Arrangement. A proposal was put together for me, based on an offer of £260 a month which was accepted by my creditors.

This meant over 60 months I would pay back a total of £15,600 and the rest of my debt of £20,400 was completely written off!!"

Sarah, Gwynedd

"I have been living with my partner for six years and we have a daughter together. We had combined debts totaling £18,000, the worst thing about our debts was that we didn't notice them creeping up, we didn't have fancy cars or enjoy holidays abroad.

When I was made redundant from work, it dawned upon us how much in debt we really were and that we couldn't afford to keep up with our repayments as I would struggle to get a job with the same salary as before. It was at this point we decided to seek help.

A monthly payment of £180 was agreed with our creditors, a total payment of £10,800 for our debts of £18,000. The best thing we have ever done, now we have total peace of mind."

Do You Qualify?

We can help if you have a minimum debt of £2,000. Your debt cannot include mortgages and/or secured loans.

We can help residents of England, Scotland, Wales or Northern Ireland.

Refer to our IVA, Trust Deed or Debt Management Plan pages for more detailed information.

Quick Application Process

Simply complete our contact form.
One of our professional debt advisors will contact you at your preferred time.
Depending on your circumstances, our advisor will explain the debt management options available to you.
If you like what you hear, the process starts immediately!

How We Can Help

We will deal direct with your creditors to arrange your debt management plan, by doing this you will only have one single point of contact and we can negotiate to:

Freeze or reduce your interest payments

Make you debt-free in less than 60 months (36 months for Trust Deeds)

Structure your debt into one affordable monthly payment

Write-off most of your debt (as much as 85% for Trust Deeds and up to 75% for IVA's)

Data Protection

Your data is safe with us, we will not pass any of your details onto anyone other than our advisors. We will not add your address or email address onto any mailing lists.

We are a registered Data Controller with The Data Protection Act 1998, registration number Z1587785.

Why Choose Us?

We have helped thousands of families become debt free. We are committed to finding the best solutions available for your debt problems using tailored plans dependent on your circumstances.

Read our testimonials on this page to see how we have already changed many families lives. Regardless of the level of your debts, whether it's £2,000 or £100,000 - we can help.

The type of debts that we can help with include unsecured bank loans, credit cards, store cards, finance agreements, car loans etc.

Remember - You are under no obligation whatsoever to act on our professional advice. In fact, you have nothing to lose!